UNIVERSAL GOLD SERVICES, LLC
Bay City, Michigan
Mon-Fri - 11:00 AM to 4:00 PM
- Address
- 205 Salzburg Avenue, Bay City, MI, 48706
- Phone
- (989) 488-1775
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Looking for something special?
Create a free account and tell the shop what you want — coins, bullion, a grade, a year, or a note. They email you when it comes in.
Your Trusted Partner for Gold, Silver, Coins, and More. Welcome to Universal Gold Services, LLC — your trusted and highest paying source for selling your Gold and Silver Jewelry! We also offer Award Winning access to our wholesale and retail bullion including gold, silver, platinum, coins, currency, and more in Michigan since 2011. Whether an experienced collector or a first-time buyer, we provide personalized guidance for all your bullion and coin needs.
Browse our inventory of precious metal products from the world’s top mints or arrange a consultation to sell your gold, silver, and collectibles for fair market value. We offer transparent, no-haggle pricing with integrity. As a family-owned shop, building lasting relationships and helping secure our customers’ financial futures is what drives us.
Come visit our store and experience the same award-winning service our clients enjoy. We look forward to answering your questions, assisting you in reaching your financial goals, and welcoming you into the Universal Gold Services Coin & Bullion family!
Dealer location
Shop address — not a coin show venue.
Collector notes
Visiting a coin shop
A few notes before you walk into UNIVERSAL GOLD SERVICES, LLC in Bay City, MI. These rotate daily. They are general collector etiquette from CDXList — not this shop’s house rules. When something is unclear, ask the person at the counter.
When metals jump, the shop gets busier
A sharp day in gold or silver fills the parking lot. Offers take longer. Lines get real. If you can wait a quieter day, you will get a better conversation. If you cannot, bring patience and a simple list of what you have.
Ask before you touch anything in the case
The dealer will hand you a coin or put it on a pad. Do not reach into a tray or slide a slab toward yourself. Handle coins by the edges if they are raw. If you drop something, say so immediately.
Do not walk in at closing with a suitcase
Five minutes to close is time to pick up a hold, not to dump an estate. Large lots take time to weigh, look up, and talk through. Call earlier in the day and ask when they can give you a proper look. A shop that is locking the door still has to balance the register and get home.
What is in the case today may be gone tomorrow
Coin shops turn inventory. A picture from last month is not a hold. If you want a date or a grade, call or start a want list. Showing up and hoping the exact piece is still there is how people get disappointed.
One extra person is fine. A committee is not.
A spouse or a sibling who must agree is welcome. A table of relatives debating every coin is not a shop visit. Pick the decision-makers. Leave the rest home or in the car. The dealer can talk to two people. They cannot run a family meeting.

